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PPF Calculator

💰 Public Provident Fund Calculator

Calculate your PPF returns with current interest rate of 7.1% per annum

Investment Details

Your PPF Returns

Total Investment: ₹0
Total Interest Earned: ₹0
Maturity Amount: ₹0
Tax Benefits: Your investment qualifies for deduction under Section 80C (up to ₹1.5 lakh). Interest earned and maturity amount are completely tax-free!

PPF Key Information

🏦 Current Interest Rate

7.1% per annum (Q2 FY 2025-26). Rate is reviewed quarterly by the Government of India.

💸 Investment Limits

Minimum: ₹500 per year
Maximum: ₹1,50,000 per year

⏰ Lock-in Period

15 years minimum. Can be extended in blocks of 5 years indefinitely.

🎯 Tax Benefits

EEE status - Investment, Interest, and Maturity all tax-free under Section 80C & 10.

💰 Loan Facility

Available from 3rd to 6th year. Maximum 25% of balance at end of preceding year.

🔄 Partial Withdrawal

Allowed from 7th year onwards. Maximum 50% of balance at end of preceding year.