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HRA Calculator

🏠 HRA Calculator 2025

Calculate your House Rent Allowance tax exemption accurately with the latest rules and regulations

Select Tax Regime

⚠️ Important: HRA exemption is NOT available under the New Tax Regime. The entire HRA will be taxable.

Select Your City Type

Metro Cities for HRA: Delhi, Mumbai, Chennai, and Kolkata qualify for 50% exemption. All other cities are considered non-metro (40% exemption).

📊 HRA Calculation Results

Calculation Breakdown

HRA Exemption

₹0

Taxable HRA

₹0

Annual Tax Savings

₹0

📋 Important Points to Remember

  • HRA exemption is available only under the Old Tax Regime
  • You must be living in a rented accommodation to claim HRA exemption
  • If annual rent exceeds ₹1 lakh, landlord's PAN is mandatory
  • Only Delhi, Mumbai, Chennai, and Kolkata are considered metro cities
  • Keep rent receipts and rental agreement as supporting documents
  • You can pay rent to parents if they own the house (conditions apply)
  • HRA and home loan interest deduction can be claimed together
  • Salary = Basic Salary + Dearness Allowance for HRA calculation