Employees' Provident Fund (EPF) Calculator - Free Online Calculators

EPF Calculator

Monthly Basic Salary + DA

₹

Current Age (Years)

Retirement Age (Years)

Current EPF Balance (Optional)

₹

Expected Annual Salary Increment

EPF Interest Rate (Current: 8.25%)

Enable VPF (Voluntary Provident Fund)

Tax Implications (Budget 2021)

Interest on EPF+VPF contributions above ₹2.5 lakh per year is taxable from FY 2021-22. For government employees, the limit is ₹5 lakh.

Total EPF Maturity Amount

₹0

At retirement (Tax-free withdrawal after 5 years of service)

Employee Contribution

₹0

Your total contribution

Employer Contribution

₹0

Company's contribution to EPF

VPF Contribution

₹0

Voluntary additional contribution

Total Interest Earned

₹0

Interest on all contributions

Monthly Contribution Breakdown

Employee EPF (12%) ₹0

Employer EPF (3.67%) ₹0

Employer EPS (8.33%) ₹0

Total Monthly to EPF ₹0

Important Notes:

• EPF contributions are tax-deductible under Section 80C (up to ₹1.5 lakh)
• Interest and maturity are tax-free if withdrawn after 5 years of continuous service
• Interest on contributions above ₹2.5 lakh per year is taxable
• Current EPF interest rate: 8.25% (FY 2024-25)